Service Boundaries & Disclaimers

Bahulya Fintech delivers back-office finance execution, transaction categorization, multi-currency ledger reconciliations, accounts payable data extraction, invoicing schedules, and internal management reporting.

We are not a licensed public accounting firm (CPA firm), law firm, or registered investment advisory practice. We do not perform independent financial statement audits, formal attest engagements, or render certified audit opinions under AICPA, PCAOB, FRC, or AUASB auditing standards.

For clients and CPA firms based in the United States, Bahulya Fintech performs day-to-day bookkeeping, balance sheet reconciliation workpapers, and pre-close schedules:

In the United Kingdom, Bahulya supports UK businesses and accountancy practices with day-to-day ledger hygiene and VAT workpapers under Making Tax Digital (MTD) standards:

• Supported Activities: Purchase ledger coding, invoice receipt matching via Dext/Hubdoc, bank feed reconciliation, and draft VAT return preparation.
• Client / Practitioner Authority: The client or their appointed qualified accountant (ACCA, ICAEW) reviews and submits official VAT returns to HMRC, files statutory financial statements with Companies House, and manages Corporation Tax (CT600) filings.

In Australia, our team provides operational bookkeeping support aligned with Australian GST coding conventions:

• Preparation Scope: Bank feed clearing, transaction matching, accounts payable processing, and preparation of preliminary draft BAS summaries for review.
• Registered Agent Boundary: We do not act as an independent registered BAS Agent or registered Tax Agent under the Tax Agent Services Act 2009 (TASA). Final BAS lodgement and tax submissions to the Australian Taxation Office (ATO) remain the responsibility of the client’s internal directors or appointed registered BAS/Tax agent.

All insights, benchmarks, management reporting packs, and variance commentaries provided by Bahulya Fintech represent historical operational analysis based on data supplied by the client.

Such materials do not constitute investment advice, commercial lending recommendations, or corporate valuation certificates. Clients must exercise their independent managerial discretion and consult appropriate regulated advisers before committing to capital decisions.

To maintain absolute financial integrity and zero client operational exposure, Bahulya Fintech enforces strict access boundaries:

• Zero Direct Banking Authority: Bahulya staff never possess bank account signing authority, wire release authority, or debit card access. Any batch payment schedules prepared within AP systems remain strictly in draft state awaiting client executive approval.
• Named Role-Based Credentials: Access is provisioned exclusively via individual named accounts with least-privilege role designations. Shared credentials or administrator-level root accounts are expressly disallowed.

Bahulya Fintech delivers operational services based on the completeness, accuracy, and authenticity of financial records provided by the client. We assume no liability for penalties, tax adjustments, interest assessments, or statutory fines resulting from fraudulent documents, delayed client approvals, or undisclosed transactions.

Our operational teams maintain documented discrepancy logs and escalation channels to promptly highlight missing vouchers, unexplained balance movements, or unusual ledger variances to client management for timely resolution.

For inquiries regarding our operational boundaries, audit defense support workflows, or firm partnership agreements, contact our compliance directors:

Regulatory & Compliance Governance Desk:
Bahulya Fintech Operational Hub
Email: bahulyafintech@gmail.com
Documentation Inquiries: bahulyafintech@gmail.com